Insurance of driver - without using logical operators

/* Insurance of driver - without using logical operators */

#include<stdio.h>
#include<conio.h>
main( )
{
 char   sex, ms ;
 int   age ;

 printf ( "Enter age, sex, marital status " ) ;
 scanf ( "%d %c %c", &age, &sex, &ms ) ;

 if ( ms == 'M' ) 
  printf ( "Driver is insured" ) ;
 else
 {
  if ( sex == 'M' )
  {
   if ( age > 30 )
    printf ( "Driver is insured" ) ;
   else 
    printf ( "Driver is not insured" ) ;
  }
  else
  {
   if ( age > 25 )
    printf ( "Driver is insured" ) ;
   else 
    printf ( "Driver is not insured" ) ;
  }
 }
 getch();
}